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Real customers say it best!

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Min
$1,000

Max
$25,000

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Checking offer will not impact your credit score*

I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application.

Starlet

The customer service I received was extraordinary. They are kind and compassionate, and immediately put me at ease. Thank you!

Anne O.

I needed a loan to purchase a professional bass music speaker cabinet. Mariner Finance gave me the loan, and made it smooth and easy. Thanks Mariner Finance!

Charles J.

The branch in Garner, NC has a great staff who are always nice to talk to. Elizabeth is great. They have always taken care of my accounts.

Savoy M.

We love Mariner Finance. They have always been there when we need them. We love the ladies in the office. Thank you Mariner!

Patricia H.

I had a vehicle loan with Mariner Finance and was pleased with the way they treated me.

Kevin H.

The loan I received from Mariner Finance helped me travel overseas to enjoy many sights and time with special people.

John J.

We love Mariner Finance. They have always been there when we need them. We love the ladies in the office. Thank you Mariner!

Patricia H.

I had a vehicle loan with Mariner Finance and was pleased with the way they treated me.

Kevin H.

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Corporate Culture

Mariner Finance believes that the workplace should have a professional atmosphere and be an enjoyable and comfortable environment that promotes personal health and diligent work ethic.
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Benefits

All full time employees (30 or more hours worked per week) are provided with a generous benefits package in addition to their monetary compensation.
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Frequently Asked Questions

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Discover other car loans

Simplify your day at the car dealership by taking the loan factor out of the mix and concentrating solely on the purchase price.

Finance Car Loans

We offer flexible terms for our car loans, which can help you get purchase-ready by the time you’re ready to cruise away in your car!
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Finance Used Car

How our car loans work

The process of purchasing a car or even refinancing one can get unnecessarily confusing. We prefer simple, friendly, and relaxed. We’ll try to ensure the entire experience is efficient and leaves you more informed than when you started.
Learn how to apply for a car loan

Personal Loan Calculator

Estimate the monthly payments and total repayment amount for a personal loan.

Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
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Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.

Personal loans for when life happens

Got questions? Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?
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Ready to speak to a person-in person?

You have your own unique goals to meet, and it all starts with a short conversation with one of our team members. You can reach us directly at 877-310-2373
Find your nearest branch

What is a personal loan?

Great question. Personal loans are installment loans with fixed interest rates and fixed monthly payment amounts over a scheduled period of time that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal financial goals. Personal loans cannot be used for postsecondary education expenses, for any business or commercial purpose, to purchase securities, or for gambling or illegal purposes.
Learn more about personal loans

†We offer personal loans from $1,000 to $25,000, with minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan. Loans between $1,500 and $15,000 may be funded online. Loans greater than $15,000 or less than $1,500 are funded through our branch network. Any stated APR represents the cost of credit as an estimated yearly rate, and each applicant’s APR will be determined based upon state of residency, credit at the time of application, subject to state law limits, and individual underwriting. Not all applicants will qualify for the lowest rates or larger loan amounts, which may require a first lien on a motor vehicle not more than ten years old titled in the applicant’s name with valid insurance. Specific interest rates and fees are determined as permitted under applicable state law and depend upon loan amount, term, and the applicant’s ability to meet our credit criteria, including, but not limited to, credit history, income, debt payment obligations, and other factors such as availability of collateral. Not all rates and loan amounts are available in all states. Our loan by phone and online closing process requires a compatible mobile or computer device on which you can access your email and electronic documents. Not all loan types are eligible for loan by phone or online loan closing.

††When refinancing your existing debts, the total finance charges over the life of the new loan may be higher than for your current debts if you have a higher interest rate and/or a longer term. Loans may also include origination fees, which may reduce funds available to pay off other debts.

*The process uses a “soft” credit inquiry to determine whether a loan offer is available, which does not impact your credit score. If you continue with the application process online and accept a loan offer, or are referred to a branch and continue your application there, we will pull your credit report and credit score again using a “hard” credit inquiry. This “hard” credit inquiry may impact your credit score.

**15 Day Satisfaction Guarantee: If, for any reason, you are dissatisfied with your loan and repay it in full within 15 days we will waive all finance charges with no penalties. Your repayment amount must be in the form of cash or certified funds.

***The reviews and/or testimonials presented on the Mariner Finance website are voluntarily provided without incentive, financial or otherwise. Testimonials presented with individual’s consent and may have been edited for clarity and consistency purposes. All reviews are available for review via the “Read all reviews” link and are representative of an individual’s experience(s). Some reviews are highlighted more prominently and are filtered to demonstrate opinions of satisfied customers. Mariner welcomes and encourages all feedback and reviews. You can leave a review by visiting an applicable Google My Business page and/or FEEFO and/or Trustpilot.

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Mariner Finance of Virginia. LLC, Licensed by the Virginia State Corporation Commission, Consumer Finance Company License No.CFI-114.
8211 Town Center Drive
Nottingham, MD 21236, USA

+1 877 310 2373

Mariner Finance, LLC,NMLS No. 166564 (www.nmlsconsumeraccess.com)

© 2023Mariner Finance All rights reserved.
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Mariner Finance, LLC,NMLS No. 166564 (www.nmlsconsumeraccess.com)
8211 Town Center Drive, Nottingham, MD 21236.
Customer Service 877-310-2373.

© 2023Mariner Finance All rights reserved