Unexpected Expenses for when life happens
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Prepare for what you can't predict:
Unexpected Expenses†
Life is unpredictable and can throw unforeseen financial challenges your way. Whether it’s a medical emergency, vehicle repair, or unanticipated home repair, unexpected expenses can derail your personal finances. Whatever the circumstance, a personal loan for unexpected expenses may help you manage life’s little surprises.
How does an Unexpected Expense Loan work?
A loan for unexpected expenses from Mariner Finance could provide from $1,000 to $25,000 to help with your current financial needs. Once approved, you decide how to spend the funds.
What expenses can I cover?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Emergency medical bills
- Home repairs
- Vehicle repairs
- Funeral expenses
- Legal fees
- Business expenses
Is an Unexpected Expense Loan right for you?
Unexpected expenses can wreak havoc on your financial stability. If you’re presented with an unforeseen financial hurdle, a personal loan for unexpected expenses may help you overcome it and get you back on track. Applying is simple, you can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is customized to your unique needs.
What are the benefits of an Unexpected Expense Loan with Mariner Finance?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Access to funds for urgent needs
- Simple application process
- Personalized customer service
- Payment options
- Fixed interest rate and monthly payments
How do I qualify for an Unexpected Expense Loan?
Loan approval will be determined based on your credit, income, and other information from your loan application. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 87,703 verified reviews.
Read all reviews
Wonderful young lady helping me I think she's just a manager but she's does knows her job and she's doing everything great to help me
Jun 02, 2026Huntsville, AL
I had an outstanding experience with Mariner Finance. The staff, especially Angela Stokes, delivered remarkable support, expertise, and enthusiasm. They genuinely focus on helping clients understand and achieve their financial goals which significantly eases worry.
I felt valued and respected, with all my questions thoroughly addressed. I appreciate the team’s enthusiastic assistance and strongly recommend Mariner Finance.
Jun 02, 2026Mishawaka, IN
Will made this experience fast smooth and efficient. You ever need anything in regards to this company Will is your guy
Jun 02, 2026Overlea, MD
I really liked the way that's the best thing ever happened to me
Jun 02, 2026Anderson, IN
Amy was wonderful and funny.
Next time I need money, I'm talking to Amy
Jun 02, 2026Fultondale, AL
Love this place, everyone is friendly and professional
Jun 02, 2026Seaford, DE
I would love to say thank you to Alex we did a telephone conversation then we did a walk in and he was so kind and bubbly and understanding and respectful and took acknowledgment of our concerns and why we needed the loan and he did what he needed to do to see if we qualify for the loan he also helped me to call Experian to get through to them to unfreeze my account so we could do the credit check and I appreciate that for him he was an amazing rep and I recommend this place thank you Alexander.
Jun 01, 2026Champaign, IL
Professional courteous service..answers questions..very helpful. Goes above & beyond tobkeep customers happy. Awesome team
Jun 01, 2026Effingham, IL
All of Rock Hill workers are good people 💯 about it 😄
Jun 01, 2026Rock Hill, SC
My father Robert steiger had an excellent experience with you.
Jun 01, 2026St. Charles, MO
My Experience as a Mariner Finance
Customer:
I am very grateful and very satisfied with the very special respect for me.
My representative completed the process from my first phone call until the end with extraordinary professionalism, knowledge and reassurance that her interest in my situation was always her focus and priority. Thanks again, Carla!
Jun 01, 2026Goldsboro, NC
Very outstanding the lady went way beyond the Call of Duty to help me Very good Customer service
Jun 01, 2026Pensacola, FL
J. Veintimilla was professional and very knowledgeable. Made the process very pleasant
Jun 01, 2026Denton, TX
Lucas and everyone at this location made my loan experience quick and easy. Approved and funded the same day. Great customer service! I highly recommend visiting this branch.
Jun 01, 2026Tomball, TX
Extra helpful when things was rough for me,explain everything how they help an did.
Jun 01, 2026Madisonville, KY
I had a great experience from the start to the finish with Mariner Finance. The process was very quick and easy. The staff were very friendly and helpful, especially Sue. She was very welcoming and knowledgeable . She made me feel very comfortable as if she & I had been long time friends. I would highly recommend Mariner Finance.
Jun 01, 2026Bradley, IL
Awesome guy. He helped me with a loan I needed. Lee is definitely a go getter and will help u. Thank u thank u thank u
Jun 01, 2026Hickory, NC
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