Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 94,333 verified reviews.
Read all reviews
They are very helpful and nice. Robert was very helpful and explained it very nice. Ty very much
Aug 30, 2026Green Bay, WI
Great place to do business with. They listen to your needs and reasons. Loans are quick and given the same day. Also, you're given options to set the monthly payments that's best. I absolutely loved this business.
Aug 29, 2026Chattanooga, TN
Very easy process The staff is great here and they treat you with respect and the terms are good
Aug 29, 2026Northgate, OH
Excellent service. Reina Vigil oriented me very well. I am very satisfied with the attention given to me.
Aug 29, 2026Mesquite, TX
Great Service. Everything ready for me to sign. Love all the new updates with e sign and debit card deposit.
Aug 29, 2026Round Rock, TX
JoEll Abril she was outstanding and I appreciate her very much you have a wonderful employee
Aug 29, 2026Tucson N, AZ
Javier was amazing and so helpful and very professional. Thank you!!!
Aug 29, 2026San Fernando, CA
My experience was genuinely appreciated, Assistant Branch Manager Dajanae Chatman was professional from the moment we met, she went out of her way making sure i received every opportunity in reaching my goal, between her and the actual manager I was treated with upmost respect, I’ve already given a referral to a friend of mine and recommended Dajanae as
a contact., I express my gratitude sincerely,
My rating of 5 five stars isn’t enough recognition Dajanae deserves, to validate the level of admiration I have for the opportunity granted I made sure I got a photo of the woman I’m blessed to know and now consider my good friend…gracias por todo
Aug 29, 2026Baton Rouge, LA
Thank you Yadira Esparza for making our loan process fast and easy. For the excellent customer service. Keep up the good work 🙂
Aug 29, 2026El Paso E, TX
The entire team in Springfield is friendly and efficient and will do every they can to help you with a loan. Thanks for the great service!
Aug 29, 2026Springfield, OH
Thank you Harold for always being the best agent a customer can ask for, you always go the extra mile and I appreciate you.
Aug 29, 2026Winter Haven, FL
Rebekah is awesome. She is easy to work with and very kind and understanding.
Aug 29, 2026Effingham, IL
Process was simple so long as you’re able to provide required documents as soon as possible.
Aug 29, 2026Gilbert, AZ
I had a great experience with Mariner, fast approval and great customer service.
Aug 29, 2026Westmont, IL
Derek piazza and Paula are great to work with! Donna went out of her way on a Saturday to help finalize my loan! Kudos! Such an upbeat crew!
Aug 29, 2026Allentown, PA
Gracias a dora por su paciencia y el amor con que hace su trabajo hemos sido sus clientes por menos de un año y estamos felices son su trabajo
Aug 29, 2026McAllen, TX
Mary Mills was so kind and helpful and probably one of the best loan people I’ve dealt with. I will be recommending the service.
Aug 29, 2026Tupelo, MS
Ebony was amazing and helped me get what i wanted while explaining it so well. I will be sending more that way!!
Aug 29, 2026Midwest City, OK
