Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 89,568 verified reviews.
Read all reviews
The experience was absolutely amazing and incredibly painless! Quick and easy which is always a plus in the midst of busy life!! Alex was made for her position at the Coliseum location in Fort Wayne IN, she is such a breath of fresh air and it was a pleasure to work wirh her!!
Jun 30, 2026Ft. Wayne, IN
Tamika was great! The process was very fast, simple and extremely helpful to our situation. Our loan was funded start to finish in under an hour. We will certainly consider Mary finance in the future and recommend it to others.
Jun 30, 2026HQ, MD
Polite, professional with great communication. Will definitely refer others that may need their services.
Jun 30, 2026Charleston, SC
The women are wonderful and so patient with you. I had to leave and run home to grab some paperwork and Paige was so good and waited for me to come back and explained things and made sure I understood everything I was signing before I picked up the pen. Thank you ladies I would recommend you to everyone.
Jun 29, 2026New Kensington, PA
Amanda was very professional ,pleasant processed our loan application within a reasonable time. Listen to us and answer ed our questions and gave directions when needed.
Jun 29, 2026Arlington, TX
Eva Hazelbaker was just wonderful! She made the process of applying for a loan super easy and smooth. She was great! Super courteous and helpful. Thank you, Eva!
Jun 29, 2026Brownsville, TX
OMG Tracy is amazing! I had a major home improvement that needed attention IMMEDIATELY. I had searched online for hours and finally I was connected with Mariner Finance.
Tracy was kind, caring, emphatic, and compassionate. I told her she was a blessing and a Godsend!
She didn't judge my credit past, and instead looked at my current situation and saved me when I thought I was all was lost.
I am forever grateful to Tracy and Mariner Finance for helping me out of a bad situation!
Jun 29, 2026Troy, OH
Everyone in that office are very friendly and courteous. Always address me by my name as if they have known me for years
Jun 29, 2026Kissimmee, FL
Gabby and Amy are absolutely amazing!!!! I love doing business with them!
Jun 29, 2026Winchester, TN
Frida was very friendly, and made the process very quick and smooth.
Jun 29, 2026Florence, KY
I love mariner finance everytime I come I get help!! Except all service.
Jun 29, 2026Pikesville, MD
Yadira was my agent today and so glad I came in. SUPER helpful with the process would highly recommend!!!
Jun 29, 2026El Paso E, TX
Christine Meyerkord is very knowledgeable and she has awesome customer service skills. I highly recommend Mariner Finance, and make sure you ask for Christine.
Jun 29, 2026St. Peters, MO
The process was easy. No long wait time and agent was professional and courteous
Jun 29, 2026High Point, NC
