Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 97,499 verified reviews.
Read all reviews
Great customer service! Lauren was phenomenal and very helpful. Made the process easy! If you choose Mariner, ask for Lauren!
Oct 30, 2026Vero Beach, FL
The process was so fast and easy and the staff members actually cared about your situation and wanted to listen. They took the time to help and also find out other ways they can help. I met with Javier and the process from signing paperwork to the money being posted in my account took less than 30 minutes. I would highly recommend this location and I wanted to take the time to Thank them so much for helping me and being so caring and understanding!
Oct 30, 2026Gladstone, MO
Everyone was so nice to me they took the time to help me get everything I needed I would come back again thanks so much
Oct 30, 2026Macon, GA
We met with Stephanie at the local branch today and had multiple conversations ahead of time regarding our appointment. . She was very professional, courteous,, and most of all , she was human to our needs. . I appreciate the help that Mariner provided, as well as the representative’s. Stephanie helped finalize our loan process. . The way she carried herself was amazing and I may not have completed the process without her professionalism. . Thank you Mariner Finance!!
Oct 29, 2026York, PA
It was really good for me easy to get through. And great service. Thank you Mandy.
Oct 29, 2026Pace, FL
I was very impressed by the professionalism that was shown and demonstrated by Symphanie. She was very kind and knowledgeable. The staff also worked well together. I would highly recommend this office to all of my friends and family. Let's not forget about Symphanie, because she was awesome and I consider myself very lucky to have her help me with my financial needs.
Oct 29, 2026Raleigh, NC
I received excellent customer service from Tenille at the St. Peters location. I felt like she went above and beyond to help with my request!!!
Oct 29, 2026St. Peters, MO
I worked with Emily Gottshall..she was very professional and nice.
Oct 29, 2026Winchester, VA
My agent Ron was amazing..very through..kind. and intuitive..Will continue business thru him at Mariner finance.
Oct 29, 2026Lavale, MD
