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Personal loans with a Personal Touch

Select loan amount

Min
$1,000

Max
$25,000

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How do personal loans work?

With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors).

Personal loans are designed to meet individual needs as opposed to a commercial or business need.

What is the difference between
an unsecured loan and secured loan?

You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.

Secured loans

A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.

It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.

Unsecured loans

Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.

Types of personal loans

A personal loan can meet a variety of needs, including medical emergencies, home improvement projects, vacations, weddings and debt consolidation. Mariner Finance may have a solution that fits your needs.

Debt Consolidation

This type of loan helps streamline a variety of debt—from medical bills to credit card payments—into a single monthly payment solution.

Covering Unexpected Expenses

Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.

Making Home Improvements

You might not always have sufficient funds to cover potentially value-enhancing investments like new countertops, flooring, or deck additions. Consider making those upgrades a possibility with one of our personal loans.

Paying for a Vacation

Eager to see more of the world, or just another part of the country? Ready to finally book that cruise? Due for a family reunion? Begin planning the trip you’ve been putting off.

Taking care of Wedding Expenses

Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.

Debt Consolidation

For any unexpected expenses that can disrupt your life and monthly budget, our personal loans can help you obtain the funds you need. Apply for a loan today.

Types of personal loans

A personal loan can meet a variety of needs, including medical emergencies, home improvement projects, vacations, weddings and debt consolidation. Mariner Finance may have a solution that fits your needs.

Personal Loan Calculator

Estimate the monthly payments and total repayment amount for a personal loan.

Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.

Personal loans for when life happens

Got questions? Get answers.

What is the minimum amount I can borrow? How long does an application take? Is there a prepayment penalty?

Ready to speak to a person-in person?

You have your own unique goals to meet, and it all starts with a short conversation with one of our team members. You can reach us directly at 877-310-2373

What is a personal loan?

Great question. Personal loans are installment loans with fixed interest rates and fixed monthly payment amounts over a scheduled period of time that may help you deal with an unexpected expense, see a new part of the world, or simply help you achieve your personal financial goals. Personal loans cannot be used for postsecondary education expenses, for any business or commercial purpose, to purchase securities, or for gambling or illegal purposes.