Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 95,704 verified reviews.
Read all reviews
The experience was awesome!!! Ajacia was very helpful in helping me meet my needs!!! Go by and make sure you ask for her!!! Awesome!!!
Sep 18, 2026West Point, MS
Mariner Finance is excellent to do business with. They are friendly and willing to help you in any way that they can. They are complete and fast. Only place to do business with for sure
Sep 18, 2026Lavale, MD
Excellent customer service and care giving yo me to by Sheri Thompson @ Pikesville location. "Thank you for being gentle with me"
Sep 18, 2026Pikesville, MD
Morgan was absolutely amazing working with me, even when I got snappy with her she listened and calmly addressed every concern or vexation I had at that moment, which then led us to a beautiful and efficient closing of my wife and I’s loan. Thank you so much Morgan!!!
Sep 18, 2026Westminster, MD
Thanks Sade Mccormick very Professional and outstanding Supportive great customer service
Sep 18, 2026Arlington, TX
Mandy was soooo empathetic and understanding to my situation. I spoke with her several months ago, and was skeptical at first at executing a loan however when it was finally time to actually make the decision--- she remembered everything and pulled it together ASAP and had me in and out to handle a critical ongoing legal issue!!!
Thank you Mandy!!!
Sep 18, 2026Fairlawn, OH
Excellent service! The staff was friendly, professional, and very helpful throughout the loan process. Everything was explained clearly, and the process was quick and easy. I had a great experience and would definitely recommend them.
Sep 18, 2026Jefferson City, MO
Helen is a pleasure to work with. Even when things get difficult.
Sep 18, 2026Perryville, MD
