Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 86,870 verified reviews.
Read all reviews
Well, I met with Giovani on Tuesday, May 19, 2025. Although his Financial knowledge is well displayed, I would recommend he placed in one you Public Relations positions. He has excellent people skills, shows understanding and with me, made every tempt to meet my needs. He’s in the wrong position . Move him up.
May 20, 2026Wilkes-Barre, PA
Very helpful and friendly staff, went out of their way to make getting a loan with their company possible. Explained every detail to make sure I understood what was being transactioned.
May 20, 2026San Antonio NE, TX
Highly recommend Mariner Finance excellent customer service verry professional and attentive.
May 20, 2026El Paso Central, TX
They’re fast , very professional & willing to help you out with your financial needs. This is my 3rd time coming to this place, their service is very satisfactory. I highly recommended them.
May 20, 2026Santa Ana, CA
Danny and the entire group at Mariner were a solid, very pleasant team to work with. They all treated me with respect and courtesy the entire time, and they went above and beyond to accommodate me. I couldn't recommend them more!
May 20, 2026Rancho Cordova, CA
Mariner Finance is a excellent loan company. The Florence, KY staff is very professional and always working for you. Thank you Lisa Grajales!!
May 20, 2026Florence, KY
David is very pleasant very polite .all employees I dunn branch could not ask for better people..very helpful and will do all they can to help you.
May 20, 2026Dunn, NC
Marizaliz Sierra Customer service was excellent.
Loved working with her.
May 20, 2026Tacoma, WA
Tammy and Chrystal are awesome, very good customer service. Outstanding Job !!
May 20, 2026Lebanon, TN
Irene made my experience better than I anticipated. The process was fast and easy but done with professionalism.
May 20, 2026Conyers, GA
Monica was the best. Very happy with my service and excellent experience. Thanks so much!!
May 20, 2026Spring, TX
My Experience was wonderful walked in was very polite respect respectful best service I have ever had Mrs. Kay Campbell help me in so many ways I just couldn’t thank her enough. Patience honest and caring thanks Mariner Finance
May 20, 2026Baton Rouge, LA
