Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to funds for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 92,853 verified reviews.
Read all reviews
Catherine was very professional and kind she was very helpful Great service
Aug 12, 2026Hagerstown, MD
Aida has wonderfully and thoroughly walked me the loan borrowing and repayment process, as I borrow to help get ahead of some financial situations. I feel confident that I can get back on my feet financially with a clear understanding of how to keep my payments timely. This is my 2nd time here in the Mariner office in Desplaines, Illinois, and Aida's professionalism has proven to be consistently positive, customer focused, and reassuring.
Aug 12, 2026Des Plaines, IL
Linda Kitchens was a great help! She assisted me with getting a loan and was very knowledgeable and helpful.
Aug 12, 2026Byron, GA
Donna DuBois was amazing. She was very friendly and answered all our questions. I would recommend Mariner Finance to anyone because of her professionalism.
Aug 12, 2026Sterling, VA
Very comfortable with the guys, Arien Cooper is very knowledge and we can understand every detail. Pleasure doing business with a good company.
Aug 12, 2026Lima, OH
Been using Mariner finance as my go to for my financial needs. Kim Taylor is a true gem and very professional. Very grateful for her and the company. Thanks for everything.
Aug 12, 2026Mt. Juliet, TN
Ryan was great! He really made the whole process simple and easy. 100% recommend!
Aug 12, 2026Boardman, OH
Awesome place to get a loan this will be my third loan with them.
Aug 12, 2026New Castle, PA
Amy was outstanding and helped me and was very patient when I didn’t have the documents on hand. She helped me find them through my.Paycor app. and not make me feel like an idiot lol she was a really rude person
Aug 12, 2026Northgate, OH
So good! Donna was very professional and got me more than I had even imagined! Thanks Donna!
Aug 12, 2026Sterling, VA
