Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to funds for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 85,497 verified reviews.
Read all reviews
My experience with Mariner finance was very pleasant with no problems. The associate that helped me was very professional and pleasant.
May 02, 2026Danville, VA
Absolutely incredible customer service. Anne couldn't have been more helpful. Ten out of Ten if I could rank them properly.
May 02, 2026Denton, TX
I had an outstanding experience working with Trently Roberts at Mariner Finance. He went above and beyond to help me, even without being asked. He took the time to walk me through multiple loan options, explained everything clearly, and made the entire process easy and stress‑free. Employees like Trently are rare these days, dedicated, proactive, and genuinely focused on helping customers. In my opinion, he absolutely deserves a raise or bonus for the level of service he provides. Highly recommend working with him.
May 02, 2026McDonough, GA
The staff were helpful, courteous, and skillful. Ms. Drowning was pleasant, knowledge, courteous, and explained in much details with upgrading my extended loan. I was pleased with the outcome.
May 02, 2026Clinton, MD
I had such a great experience with Mariner Finance, especially working with Leah, the branch manager. She is incredibly helpful, understanding, and truly cares about her clients. One thing I appreciate is that as long as you communicate with her, she works with you—life happens, and she gets that. Just don’t ignore her calls; be honest, and she’ll do her best to help.
Mariner Finance has been a blessing for me and my child. They were the only company willing to give me a loan after my bankruptcy, and they also helped me start rebuilding my credit. That meant everything to me.
I highly recommend Mariner Finance to anyone needing a second chance or just a supportive team that actually listens. Thank you again, Leah!
May 02, 2026Corinth, MS
Everyone is super nice and very helpful. I will be telling all my family and friends about them
May 02, 2026Bristol, TN
Outstanding customer service and from Andy . The total staff was amazing.
May 02, 2026Waldorf, MD
It was a very pleasant experience.the staff was very pleasant and courteous
May 02, 2026Bloomsburg, PA
I was very happy with the service I had received, also Jackie was a very pleasant
Person also she was very helpful with explaining the ins and outs of all the facts, their should be about 10 more of her there.
May 02, 2026Wilkes-Barre, PA
Excellent with finding problems I had with other loan companies. I will continue to speak other members.
May 02, 2026Pikesville, MD
Jenny was so very helpful, knowledgeable, kind! Will definitely contact her if I have future needs.
May 02, 2026Muskogee, OK
The professionalism of this office is absolutely hands down the best!!
May 02, 2026Erie, PA
I love dealing with Mariner..they have been there for me when I have needed the help..thank you Mariner
May 02, 2026Wilmington, NC
Easy to go through the process and get a loan online and nice that they have a local branch if needed.
May 02, 2026Dunn, NC
