Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to funds for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 87,068 verified reviews.
Read all reviews
Berenice was very professional, polite and had an excellent experience
May 22, 2026Brownsville, TX
From Dave bach. Tyler was great. The process was easy and quick. My loan went to pay down debt. Thank you. Mariner finance.
May 22, 2026Vancouver, WA
Tenille Simpson helped me get my first loan ever. She made the process very easy to understand and had me out the door in no time. I truly feel lucky for her getting back to me before the other financial institutions did when I applied online.
As a construction worker, I get paid different wages depending on the work that I do. You can imagine figuring all that out can get complicated.
I applied for my loan, she called me within the hour and set up a time the next day to come in and complete the agreement. My credit is not great, but she didnt make me feel like I was a risk. It was like talking to a cousin. I felt comfortable and my nervousness (from being my 1st loan) dissapeared within minutes of sitting across the table from her.
Thank you Ms. Simpson. Hopefully I never need another loan, but if I do? You will be the only person I reach out to. Thank you Mariner Financial. I will be giving out her number to any of my coworkers who mention needing a loan in the future.
May 22, 2026St. Peters, MO
The entire process went well. Chante, Briana, and Bobbie were very helpful and professional.
May 22, 2026Chester, VA
Friendly atmosphere and very helpful Ashley Walker did a great job with all the paperwork going over it all with us and answering all of our questions I highly recommend her and mariner finance to anyone looking for loans
May 22, 2026Ross Township, PA
Staff are all very helpful and I got approve on the spot . Thank you Gus !
May 22, 2026Lemon Grove, CA
Mark was able to help me out and was quick with service thank you
May 22, 2026Pottstown, PA
Monica and Haley was Awesome!!! Monica was to compassionate and understanding. She made my process so seamless! Haley was fast and efficient. They both explained everything in details and made me feel good about a bad situation! I love it here!
May 22, 2026McDonough, GA
Everyone has been so nice but Derek Piazza took it to another level. He was so nice, helpful, knowledgeable and able to get me an approval within 30 minutes, he is phenomenal! Thank you for everything, Derek!
May 22, 2026Allentown, PA
