Unexpected Expenses for when life happens
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Prepare for what you can't predict:
Unexpected Expenses†
Life is unpredictable and can throw unforeseen financial challenges your way. Whether it’s a medical emergency, vehicle repair, or unanticipated home repair, unexpected expenses can derail your personal finances. Whatever the circumstance, a personal loan for unexpected expenses may help you manage life’s little surprises.
How does an Unexpected Expense Loan work?
A loan for unexpected expenses from Mariner Finance could provide from $1,000 to $25,000 to help with your current financial needs. Once approved, you decide how to spend the funds.
What expenses can I cover?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Emergency medical bills
- Home repairs
- Vehicle repairs
- Funeral expenses
- Legal fees
- Business expenses
Is an Unexpected Expense Loan right for you?
Unexpected expenses can wreak havoc on your financial stability. If you’re presented with an unforeseen financial hurdle, a personal loan for unexpected expenses may help you overcome it and get you back on track. Applying is simple, you can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is customized to your unique needs.
What are the benefits of an Unexpected Expense Loan with Mariner Finance?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Access to funds for urgent needs
- Simple application process
- Personalized customer service
- Payment options
- Fixed interest rate and monthly payments
How do I qualify for an Unexpected Expense Loan?
Loan approval will be determined based on your credit, income, and other information from your loan application. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 86,199 verified reviews.
Read all reviews
Mariner Finance is great. They worked with me/us ina tight spot. In a few months we will e looking for a really large loan in the thousands. I know now who I will turn to when that becomes available through inheritance. Mariner will be who I turn to first.
May 13, 2026San Antonio W, TX
Associates were all very kind and professional.
It was a pleasant experience. Thank you!
May 12, 2026Sumter, SC
Nitzaliz Gomez was my account representative.
This was a VERY SMOOTH and PAINLESS experience. She had all the documents ready when I got there and answered ALL my questions.
5 STARS *****
May 12, 2026Lakeland, FL
I had a wonderful experience at the Corinth, MS location! Amanda was absolutely amazing from start to finish. She was professional, patient, kind, and made the entire process smooth and stress-free. She took the time to answer all my questions and made me feel valued as a customer. It’s hard to find customer service like this these days, and Amanda truly went above and beyond. If you need assistance, I highly recommend asking for her. Thank you again for such outstanding service!
May 12, 2026Corinth, MS
Michelle Bell went above and beyond while helping me with a loan to suit my needs. She's the best!
May 12, 2026Lancaster, SC
super helpful and super friendly staff Sheketa was amazing to work with and really patient and the loan by phone is super easy and convenient 5 stars all around
May 12, 2026Muskogee, OK
Once again Mariner came thru for us. We found ourselves in a pinch and while this is not always the best way, it is definitely a life saver. Thank you Jasmine! You gave us exactly what we needed and you worked with us to get us where we needed to be. Thank you again!
May 12, 2026Pasadena, TX
Faith and Kevin are awesome 😎 thank you they go out of their way to help in any way they can. They do their best for you. Thank you
May 12, 2026Salem, OR
Melinda was super helpful! I needed funds fast for an emergency and Mariner Finance was there to help. The process was so fast and easy. I would definitely recommend you contact them if you need a little something extra for an emergency or a loan of any type in general. It also helps they have a early repayment option that carries no penalties!
May 12, 2026Irving, TX
Easy to secure personal loan for an emergency. Freindly staff. Answered all my questions regarding the loan. Thanks Kelly!
May 12, 2026Westmont, IL
The process was so simple! Crystal and her team had me in and out the door in less than an hour. What impressed me the most was that the terms weee clearly explained and there was no hard sell for additional products.
May 12, 2026Glen Burnie, MD
Amanda Patterson has been amazing. From the phone calls to the just the talks while helping me get things squared away.I truly appreciate the help.
May 12, 2026Milton, FL
