Unexpected Expenses for when life happens
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Prepare for what you can't predict:
Unexpected Expenses†
Life is unpredictable and can throw unforeseen financial challenges your way. Whether it’s a medical emergency, vehicle repair, or unanticipated home repair, unexpected expenses can derail your personal finances. Whatever the circumstance, a personal loan for unexpected expenses may help you manage life’s little surprises.
How does an Unexpected Expense Loan work?
A loan for unexpected expenses from Mariner Finance could provide from $1,000 to $25,000 to help with your current financial needs. Once approved, you decide how to spend the funds.
What expenses can I cover?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Emergency medical bills
- Home repairs
- Vehicle repairs
- Funeral expenses
- Legal fees
- Business expenses
Is an Unexpected Expense Loan right for you?
Unexpected expenses can wreak havoc on your financial stability. If you’re presented with an unforeseen financial hurdle, a personal loan for unexpected expenses may help you overcome it and get you back on track. Applying is simple, you can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is customized to your unique needs.
What are the benefits of an Unexpected Expense Loan with Mariner Finance?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Access to funds for urgent needs
- Simple application process
- Personalized customer service
- Payment options
- Fixed interest rate and monthly payments
How do I qualify for an Unexpected Expense Loan?
Loan approval will be determined based on your credit, income, and other information from your loan application. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 82,087 verified reviews.
Read all reviews
Scott was so amazing quick and efficient. Loved the whole office. First time doing this made it so easy and stress free.
Mar 19, 2026Mariner Finance, LLC - Corporate Roll-up
Jared did a great job explaining the terms of my loan. He was patient and he was willing to answer any questions that I had about the loan.
Mar 19, 2026Pikesville, MD
My fiance and I had a wonderful experience with Ethan ..he made getting our loan easy and fast
Mar 19, 2026Carlisle, PA
Just one of tge nicest business ever.Nice fast very helpful
Mar 19, 2026Westminster, MD
I couldn’t be happier with the service I received at the Mariner Finance branch in Timonium, Maryland. Keith Engle provided me with prompt, professional and courteous assistance. My experience with Mariner Finance has been excellent.
Mar 19, 2026Timonium, MD
They were very helpful and had everything done in a timely manner. Thank you Katherine Flunker
Mar 19, 2026Elyria, OH
Had a great time with the whole staff. Great services. Only took about an hour.
Mar 19, 2026Winterville, NC
Jeffery and Shay were very professional and helpful which made my experience excellent. I would recommend both of them to anyone who need assistance.
Mar 19, 2026Alexandria, LA
The Branch Manager Deonna was the best manager me and my wife have ever meet. She was kind, very efficient, and showed she cared about her customers. she was great.
Mar 19, 2026Dublin, GA
The front desk Ellie was very nice and very helpful on the phone. Matthew Bermea was hospitable and made the experience simple, quick and easy. A simple and private way to get loan. I recommend for tough situations.
Mar 18, 2026Beaverton, OR
The Brank MGR Keith Engle was extremely courteous, professional and efficient. He explained the entire process were I could understand it.
Thanks Mariner Finance 👍🏾
Mar 18, 2026Timonium, MD
ALL OF YOU WERE GREAT IN SEEING TO MY NEEDS,AND WENT OUT OF YALLS WAY TO GET ME WHAT I NEEDED,I THANK EACH AND EVERYONE OF YALL AND MAY GOD ❤️ BLESS ❤️ YALL
Mar 18, 2026Reidsville, NC
Amber is the best! Made the whole process super easy and stress free.
Mar 18, 2026Dickson, TN
Sandy was very helpful. She made the loan process fast and easy
Mar 18, 2026Tacoma, WA
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