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Unexpected Expenses for when life happens​

Personalized loans up to $25,000†

No fees if you are dissatisfied and return your money in 15 days.**

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Checking offer will not impact your credit score*

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Prepare for what you can't predict:
Unexpected Expenses†

Life is unpredictable and can throw unforeseen financial challenges your way. Whether it’s a medical emergency, vehicle repair, or unanticipated home repair, unexpected expenses can derail your personal finances. Whatever the circumstance, a personal loan for unexpected expenses may help you manage life’s little surprises.
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How does an Unexpected Expense Loan work?

A loan for unexpected expenses from Mariner Finance could provide from $1,000 to $25,000 to help with your current financial needs. Once approved, you decide how to spend the funds.

What expenses can I cover?

You can cover a wide range of unexpected costs with this loan. Some examples include:
  • Emergency medical bills
  • Home repairs
  • Vehicle repairs
  • Funeral expenses
  • Legal fees
  • Business expenses

Is an Unexpected Expense Loan right for you?

Unexpected expenses can wreak havoc on your financial stability. If you’re presented with an unforeseen financial hurdle, a personal loan for unexpected expenses may help you overcome it and get you back on track. Applying is simple, you can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is customized to your unique needs.

What are the benefits of an Unexpected Expense Loan with Mariner Finance?

You can cover a wide range of unexpected costs with this loan. Some examples include:
  • Access to funds for urgent needs
  • Simple application process
  • Personalized customer service
  • Payment options
  • Fixed interest rate and monthly payments

How do I qualify for an Unexpected Expense Loan?

Loan approval will be determined based on your credit, income, and other information from your loan application. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now.
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Personal Loan Calculator

Estimate the monthly payments and total repayment amount for a personal loan.

Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
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Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.

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Spreading Smiles Consistently***

Average Customer Rating:
4.8/5

Independent Service Rating based on 77,721 verified reviews. Read all reviews

Pamela Evans
Pamela Evans
On Google
My experience was awesome, very positive and understanding.
Dec 28, 2025Eastgate, OH
Leapof Faith
Leapof Faith
On Google
Always helpful
Dec 28, 2025North Wilkesboro, NC
Teresa Garcia
Teresa Garcia
On Google
Patricia really help me & she explain everything very clear to me. Thank you Patricia.
Dec 28, 2025San Antonio W, TX
Susan Goodman
Susan Goodman
On Google
It was handled professionally and efficiently.
Dec 28, 2025Waco, TX
Diana Robinson
Diana Robinson
On Google
This is an in and out loan experience As long as you have your credentials These are some of the most experienced loan officers you will ever encounter
Dec 28, 2025Edison, NJ
Gail Knott
Gail Knott
On Google
It is easy to get a loan. Jill has always been good to me
Dec 28, 2025Jackson, GA
Tom Kienbaum
Tom Kienbaum
On Google
Did great job getting loan i needed,thank ypu.
Dec 28, 2025Springfield, OH
Angelo Covalt
Angelo Covalt
On Google
Was treated kind and with professionalizum.all my needs were made at that moment. The office was decorated so nice I also was greeted as soon as I entered the office. Thanks Mariner I felt at home..
Dec 28, 2025Missouri City, TX
Patricia Henry
Patricia Henry
On Google
Ashley Cox is the greatest!! She works hard at mariner finance to get you taken care of!! Highly recommend!!
Dec 28, 2025Ft. Wayne, IN
Crystal Jordan
Crystal Jordan
On Google
Excellent Service!!
Dec 27, 2025Chesapeake, VA
Jose Contreras
Jose Contreras
On Google
Myra was Very helpful and knowledgeable on the entire loan process great experience.
Dec 27, 2025El Paso E, TX
Robert Villegas
Robert Villegas
On Google
Great experience so far. I have nothing but praise for this company and their staff.
Dec 27, 2025Alamo, TX
Rochelle Yancey
Rochelle Yancey
On Google
Tia was very helpful. I didn't get the amount of loan and she was more upset than me.
Dec 27, 2025Dundalk, MD
Phillip McCall
Phillip McCall
On Google
The process was easy and professional. The staff was great.
Dec 27, 2025Oak Lawn, IL
Steve Cheh
Steve Cheh
On Google
Fantastic team at Lawrenceburg Indiana branch…..willing to go above and beyond to help customer….love the personal touches and ability to have great conversations
Dec 27, 2025Lawrenceburg, IN
DK
DK
On Google
Terri at the Spring location is the best!! Each time I’ve called she is very helpful and knowledgeable of how to help me with needed funds..
Dec 27, 2025Spring, TX
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