Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to fund for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 80,656 verified reviews.
Read all reviews
Definitely would recommend they have been awesome with us helped us many times. Great staff super nice
Mar 02, 2026Heath, OH
You were very honest and helpful and upfront with all things you agreed to. Thank you so much Mary and James Brown
Mar 02, 2026Salem, OR
Very pleased with my service and the staff Taneeka Reed is very pleasant and knowledgeable great experience
Mar 01, 2026Mobile, AL
The agent was very professional courteous, as he conducted herself as a professional. Leslie i was greeted by the whole staff, which made me feel as customer and a person
Amanda dunn an exceptionally well done job and I commend her on her professionalism.
Thank you
Timothy Tucker
Mar 01, 2026Perrysburg, OH
Brent were very professional very polite and took his time going over the contract and explaining everything along the way on the contract before I signed it and he introduced me to the new manager of the branch which he was very polite and professional to
Mar 01, 2026Bradenton, FL
I am so glad I chose mariner financial to do business with the staff is so professional and friendly they did everything in their power to make sure my loan went through I would highly recommend this company to anyone thst needs a loan
Mar 01, 2026Hannibal, MO
Alicia is the BEST!! Makes everything easy to understand and goes the extra mile
Mar 01, 2026Bloomington, IL
I came in for a renewal of my loan and everything was very personable and friendly. My call to them is like speaking with family . Only thing is a little more money would have been better, but my credit score had dropped because the house was sold and I lost 168 points on my credit score. Again thanks to everyone. Lee was wonderful and very attentive. Nice personality for sure
Mar 01, 2026Hickory, NC
I would recommend Mariner Finance to everyone I know. Their customer service and knowledge is greatly appreciated. An affordable monthly payment and helping me to understand all my options. Thank you Mariner Finance
Mar 01, 2026Eastgate, OH
Jessica was polite, friendly, professional and able to complete the loan process quickly and efficiently. She was thorough making sure I understood everything before proceeding to next portion of the loan explanation. I was greated by staff personnel upon entrance to the branch. A very friendly atmosphere.
Mar 01, 2026Fairlawn, OH
Had a great experience and always have. Terry is always been great to work with
Feb 28, 2026Sanford, NC
Wonderful company. Polite and helpful employees. I highly recommend them for personal loan needs. Shout out to Shebonne in the Waco office for being a fantastic person!
Feb 28, 2026Waco, TX
Lexi was wonderful! She got my info to see if I qualified for loan. When i was qualified, she then quickly and effectively completed my application, sending me the info I needed to complete the loan All on the phone within +/-20 minutes!! I had some problems with my computer skills getting the needed info sent to her and she immediately assisted me thru it with such kindness. The whole loan process took less then an afternoon and my money will be DIRECTLY deposited w/I 3 days!!! I was, am impressed. Thank you Mariner Loans and especially big thank you to LEXI!!!
Feb 28, 2026Lebanon, MO
good knowledgeable people willing to work with you and help you oit
Feb 28, 2026Wilmington, NC
