Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to fund for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 82,316 verified reviews.
Read all reviews
The experience was good and the service was excellent and the workers were helpful and professional.
Mar 22, 2026Florence, SC
Quick approval and easy in and out service. I have used Mariner many times. Susan and Arnez are always very helpful.
Mar 22, 2026Shelby, NC
Very helpful, professional and friendly. They made my loan process so easy.
Mar 22, 2026Marion, OH
I had the opportunity to meet Noa. He was very professional and patient with me. He was my Angel. He got me the loan I need. Noa is the employee your company need. He is a rock star. Let him know I appreciate him.
Thanks!!
Mar 22, 2026Tomball, TX
Wonderful experience, processing my application was quickly done. Everything was clearly explained and questions answered.
Mar 22, 2026San Antonio W, TX
The representative who helped me was very courteous, nice, professional, and very attentive to making sure everything was ok with me i highly recommend friends and family to mariner finance keep up the good work
Mar 22, 2026Ontario, CA
It was great . very friendly associates and very helpful.A great place to get a loan.
Mar 22, 2026La Porte, IN
Mariner Finance is a great place to do business with, I would recommend it to everyone. And yes, good quality, good value, professional, and showed very good responsiveness to my needs. I have no regrets. They helped me out considerably, and did it with pure pleasure. I have been with them for years, and every time need them, they say "yes", and help me with a good blessing smile. If anyone need help, go to them, and tell them I recommend them to you.
Mar 22, 2026West Point, MS
The staff are very friendly,they work on your application & give an answer in a timely manner,also the office is very clean,smells good & they have music that soothes the soul
Mar 22, 2026Corpus Christi, TX
Lindsey was amazing as always I have dealt with Mariner finance for over 15 years and she what makes the store keep up the good work Lindsay ur awesome
Mar 22, 2026Hendersonville, NC
Very helpful staff and willing to take the extra steps to give me what I needed.
Mar 22, 2026Columbus, IN
Julianna was great, helped me a lot, and made the process smooth, simple, and clear!
Mar 22, 2026St. Charles, MO
Angela at the New Castle Branch is always super friendly and so easy to work with.
Mar 22, 2026New Castle, IN
