Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 73,464 verified reviews.
Read all reviews
I was very happy with the woman I got to help me Zenaida she explained everything in a way to understand it all was a pleasant visit and did not take long at all thank you
Oct 28, 2025Parma, OH
My visit at Mariner Finance and my experience with Shyanne was quite a beautiful experience, Shyanne was quite plesant and comforting as she discussed and went over my loan from beginning to end with such ease and peace of mind, Thank You Shyanne for being beautiful inside and out.
Oct 28, 2025Harrisburg, PA
The first loan that they gave me it came in the mail in the form of a check. I thought it was a joke, but I actually was able to deposit the check in the bank. It was for a pretty cool amount and then they contacted me and then I was kind of negligent thinking you know my credit score has gone down a little bit and they gave me a bit more like six months later I think I have no complaints. Thank you so much.😊🌴
Oct 28, 2025Ontario, CA
Mandy was very nice, helped go through the whole process and made it easy
Oct 28, 2025Milton, FL
One thing I appreciate is feeling invited and that's how you feel when you walk into Mariner Finance. Widlande Jean made me feel comfortable at expressing my options for what I felt was an anxiety filled situation. I stated any concerns or questions I had and she connected every dot for me and made me feel at ease. The personal experience I got I won't forget in this moment. A superb team they have here. Thank you guys.
Oct 28, 2025Cocoa, FL
Best news I received in a while. Thank you Heaven for all you do.
Oct 28, 2025Greenville, TX
Yailyn has been kind, helpful and very professional. I got through the application process with no issues and she communicated well every step of the way
Oct 28, 2025Conroe, TX
Brooke at the Mt.Vernon branch was super helpful and made the whole process easy! Would definitely recommend.
Oct 28, 2025Mt. Vernon, IL
Sade Hamilton in the Glen Burnie branch is an absolute pleasure. She is quick professional and attentive.
Oct 28, 2025Mariner Finance, LLC - Corporate Roll-up
Davinson helped me with a loan I needed urgently, he was very knowledgeable and helpful, and assisted me with a great energy. I really recommend this place and specially Davinson if you need a loan.
Oct 28, 2025West Tampa, FL
Cecilia Strotheide was really great! She helped me a lot with a loan to see my sick mother and personal stuff. She really broke everything down for me and I had no issues.
Oct 28, 2025Jackson, GA
I was very happy with the professional and quick service and they got me approved when others told me there was no way the whole process was done in les than 2 hours
Oct 28, 2025Plainfield, IN
As always they are very professional and always very friendly they always greet you as you walk in and out .
Oct 28, 2025Fredericksburg, VA
