Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 78,704 verified reviews.
Read all reviews
Had a very good experience very enjoyable time,,,very nice people
Jan 18, 2026Statesville, NC
I love the people there very nice in Dunn nc but they give me a 2.500 dollar loan but I pay it back off ..now there a new loan place in Fayetteville nc they off me a 6.000 loan so I may go with the other loan place in Fayetteville nc if the Dunn nc office can't offer me more
Jan 18, 2026Dunn, NC
William Brown made my experience very easy. He was extremely professional and very detailed in explaining the process.
Jan 18, 2026Overlea, MD
Friendly , told you everything before hand , ?'s they have an answer.. the process didn't take long at all .. definitely the place to go !!!
Jan 18, 2026Hagerstown, MD
Sherina Cagle you were so good at helping get us what we needed thank you so much i would tell anyone that Sherina get the job done thank you Randy and Katie Eller
Jan 18, 2026Salisbury, NC
They called to set up my payment plan and were very nice. They let me make a payment right away and told me how to make payments whenever I want or on the date they are due.
Jan 18, 2026Ft. Wayne, IN
I've been dealing with Mariner for a good 10yrs or more. I recommend it very highly. They have been very good to me.
Jan 18, 2026Salisbury, NC
El personal muy capacitado ,atento y buen manejo en las preguntas frecuentes
Jan 18, 2026Edison, NJ
First of all...i never expected to meet the very best staff and so courteous respectful and friendly at this place. I felt so comfortable as I concluded my business there. Ladies..Thanks so much for helping me and explaining such great information that allowed me to understand the business there. Awesome Staff!!
Jan 17, 2026Corpus Christi, TX
My experience was superb from the initial phone call to going into the office, filling out the paperwork and receiving the funds. My agent was extremely helpful throughout the entire process. I would recommend you all to everyone
Jan 17, 2026Oak Lawn, IL
Very efficient process. All loan terms were explained clearly. I would recommend Mariner Finace to anyone for any of their financial needs.
Jan 17, 2026Beavercreek, OH
