Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 94,698 verified reviews.
Read all reviews
The staff is very friendly and polite especially the young lady that help me. Ms Yenifer I really appreciate you.
Sep 03, 2026Desoto, TX
Melanie Snyder was very friendly and fast getting my questions answered. She got us approved fast and she was so nice and got us in and out within an hour.
Sep 03, 2026Chambersburg, PA
Julian and Cinthia made our experience easy and were helpful, definitely went above and beyond.
Sep 03, 2026Denton, TX
This was the only place I was able to get a loan from to help with all my debt, I am greatly appreciated in Kelly for helping and making sure I got what I needed, best place to go
Sep 03, 2026Bloomington, IL
Very professional and very helpful and nice they make me feel cared for and I appreciate the way Amanda took care of my needs
Sep 03, 2026Corinth, MS
yes, I really enjoyed you assisting me with opportunities to deal with you this loan you was very helpful.
Sep 03, 2026Baton Rouge, LA
Alonso Resendez was awesome,very helpful and knowledgeable. Customer service experience was excellent. Will highly recommend.
Sep 03, 2026Oak Lawn, IL
Claudia was super amazing patient and helped me consolidate a couple accounts into one. I was able to save money monthly . Thank you Claudia and mariner !
Sep 03, 2026Avondale, AZ
Ladies are always pleasant were very busy but calmly got it done 🤗
Sep 03, 2026Farmington, NM
KeKe is beyond accommodating in explaining everything. She is so kind and professional. I look forward to keeping in touch throughout the life of my loan.
Sep 03, 2026Northgate, OH
Outstanding customer skills and competent and charming to work with
Sep 03, 2026Everett, WA
Stephen was very helpful and friendly! He was very efficient and made the process very smooth!
Sep 03, 2026Canton, OH
I visited Mariner in Dunn and did not think anything could be done for my account. I got with Cynthia Jones and explained my situation to her. She said let her look at it. She called me this morning with news that shocked me. She had a full debt consolidation and also giving me cash. She is an asset to this company she’s in the right line of work. I hope they appreciate her
Sep 03, 2026Dunn, NC
I appreciate the fast and easy process. Time is always a factor and this was perfect. Thank you Leslie and Crystal for being the best!
Sep 03, 2026Albany, GA
