Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 85,500 verified reviews.
Read all reviews
Brian was fantastic and very professional. I would recommend Mariner to anyone.
May 03, 2026Bethlehem, PA
My experience with Mariner finance was very pleasant with no problems. The associate that helped me was very professional and pleasant.
May 02, 2026Danville, VA
Absolutely incredible customer service. Anne couldn't have been more helpful. Ten out of Ten if I could rank them properly.
May 02, 2026Denton, TX
I had an outstanding experience working with Trently Roberts at Mariner Finance. He went above and beyond to help me, even without being asked. He took the time to walk me through multiple loan options, explained everything clearly, and made the entire process easy and stress‑free. Employees like Trently are rare these days, dedicated, proactive, and genuinely focused on helping customers. In my opinion, he absolutely deserves a raise or bonus for the level of service he provides. Highly recommend working with him.
May 02, 2026McDonough, GA
The staff were helpful, courteous, and skillful. Ms. Drowning was pleasant, knowledge, courteous, and explained in much details with upgrading my extended loan. I was pleased with the outcome.
May 02, 2026Clinton, MD
I had such a great experience with Mariner Finance, especially working with Leah, the branch manager. She is incredibly helpful, understanding, and truly cares about her clients. One thing I appreciate is that as long as you communicate with her, she works with you—life happens, and she gets that. Just don’t ignore her calls; be honest, and she’ll do her best to help.
Mariner Finance has been a blessing for me and my child. They were the only company willing to give me a loan after my bankruptcy, and they also helped me start rebuilding my credit. That meant everything to me.
I highly recommend Mariner Finance to anyone needing a second chance or just a supportive team that actually listens. Thank you again, Leah!
May 02, 2026Corinth, MS
Everyone is super nice and very helpful. I will be telling all my family and friends about them
May 02, 2026Bristol, TN
Outstanding customer service and from Andy . The total staff was amazing.
May 02, 2026Waldorf, MD
It was a very pleasant experience.the staff was very pleasant and courteous
May 02, 2026Bloomsburg, PA
I was very happy with the service I had received, also Jackie was a very pleasant
Person also she was very helpful with explaining the ins and outs of all the facts, their should be about 10 more of her there.
May 02, 2026Wilkes-Barre, PA
Excellent with finding problems I had with other loan companies. I will continue to speak other members.
May 02, 2026Pikesville, MD
Jenny was so very helpful, knowledgeable, kind! Will definitely contact her if I have future needs.
May 02, 2026Muskogee, OK
