Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 93,071 verified reviews.
Read all reviews
I Love the attention and all the help. Raquel explain to me the terms and conditions very well. It feels good 👍 😌 THANK YOU 😊 God Bless 🙌 💖 🙏 ❤️
Aug 14, 2026Norristown, PA
My visit today was great Karla was great she took care of every need!
Aug 14, 2026Conyers, GA
It was really quick and professional, they were very nice and kept me updated on every step to my personal loan. Would recommend
Aug 14, 2026Waco, TX
Quick and friendly service. Very fast turnaround and reasonable rate for me.
Aug 14, 2026District Heights, MD
Thanks to Chiquita for a clear understanding of the home and auto. Thanks for being easy to talk to. Keep it up
Aug 14, 2026Mt. Pleasant, WI
Chiquita. Was great to work with. She was very informative. She should be recognized for her quality of work. Appreciate you.
Aug 14, 2026Mt. Pleasant, WI
Laurie at the Well Road location was amazing. She went above and beyond to help me get approved for a loan. I had a not so favorable experience in the past and she restored my willingness to do business with Mariner finance.
Aug 14, 2026Orange Park, FL
It was such a great experience! Brooke really helped me out and was really nice! Very helpful and explained everything very well
Aug 14, 2026Mt. Vernon, IL
Shivani Patel was she is a Amazing Woman very welcoming very thorough and makes u feel so at ease would recommend anyone to her and to Mariner finance to anyone
Aug 14, 2026Dickson City, PA
I worked with Katie and Kelsey, they were both extremely prompt and courteous. They got me in and out fast and were very accommodating of my work schedule. Thanks again!
Aug 14, 2026Cumming, GA
I would like to take a moment to recognize Sandy Abel at the Tacoma WA. location. As a recurring client I truly appreciate how personable she makes each and every visit! She possesses excellent office management skills that makes your transactions seamless and effortless,without the drudgery of bringing in paperwork and documents that other places often have you do over and over. I'm thankful for finding this location to help my financial needs and meeting Ms.Sandy who's a true asset in a business that doesn't get a lot of good reviews! Thank you
Aug 14, 2026Tacoma, WA
Hillary at Mariner Finance was so helpful and nice to my Mother. She made it possible for my mom to do home repairs that was greatly needed.. thanks Hillary 🥰
Aug 14, 2026Goldsboro, NC
The Manager, Misty, and staff were very professional, friendly, and helpful. Thanks so much!
Aug 13, 2026Montgomery, AL
I’m very happy with the kind and understanding people at mariner Finance . Joanna was a huge help very understanding and had empathy for my situation . With Mariner‘s help, I was able to dig myself out of a bad situation with another lender with an extremely ridiculous interest rate . Mariner Finance is my go to thank you Mariner Finance 👍👍
Aug 13, 2026Bradenton, FL
