Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 96,664 verified reviews.
Read all reviews
Absolute good customer service. Had my interest in mine. Five Star customer service I would recommend her highly to someone in my financial position
Oct 15, 2026Burlington, NC
I was treated with respect and my thoughts were supported as to my needs, all workers were nice and professional.
Oct 15, 2026Burlington, NC
Jennifer is great at what she does! No hassle and quick service. Thank you Jennifer!
Oct 15, 2026Corpus Christi, TX
The service was great! Jennifer was very caring and kind when processing my request. Thank you!♥️♥️
Oct 15, 2026Lawrenceville, GA
Was an exceptional experience. Will continue to do business with this location.
Oct 15, 2026Wyomissing, PA
Very pleased at their support and honesty..I will always use mariner finance for future needs or my friends in need..
Oct 15, 2026Lake Mary, FL
Everyone is so helpful and just amazing to work with. They make it all seamless. Love working with everyone here.
Oct 15, 2026Smyrna, TN
Great place and friendly people. I was in and out in a little of time. Filling out the contract was so easy. It a great place to go to get a loan.
Oct 15, 2026Tallahassee, FL
Liz is amazing! She helped my wife and I in more ways than I could put into words🙏
Oct 15, 2026Cocoa, FL
Michelle was very kind and understanding with me as some hiccups came across but she stayed professional and was very patient to help in any way she could.
Oct 15, 2026Lancaster, SC
Had an amazing experience.. all the ladies that assisted were very helpful and the whole process was very easy and pleasant
Oct 15, 2026Moline, IL
Heather Place was so helpful and professional in helping me with my issue. She understood the problem and provided a solution. She also followed up with me twice to make sure I was taking care of. Consummate customer service. 10/10
Oct 15, 2026Mariner Finance, LLC - Corporate Roll-up
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I had a wonderful experience with Mariner Finance! Randi was absolutely amazing! She was friendly, knowledgeable, and incredibly helpful throughout the entire process. She made everything quick, easy, and completely stress-free. It's so refreshing to work with someone who genuinely cares about providing excellent customer service. Thank you, Randi, for making the whole experience such a positive one! I highly recommend her!
Oct 15, 2026Bedford, IN
I came in to get a loan. They were so nice. Allen was so helpful. I’m not tech savvy and Allen helped me with my phone to print something out. The customer service was great
Oct 15, 2026Ft. Wayne, IN
