Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 91,124 verified reviews.
Read all reviews
I went to mariner finance to pay off my loan was attended by branch manager Thurmond Smith which was polite and helpful took care of my loan process and I was out very fast thank you Thurman for your hospitality and thank you mariner finance in helping me when I needed it the most.
Jul 22, 2026Margate, FL
The staff was excellent. They made me feel welcomed. The service was great. Thumbs up to Karen and her teammate.
Jul 22, 2026Lauderdale Lakes, FL
I needed to change my payment date and Martin helped me out without frustration. Everything was done online within a day. Thank you for no headaches and run around.
Jul 22, 2026Marlton, NJ
Missy was professional and well versed in our whole loan package. You are fortunate to have her as a valuable associate. Thanks!!
Jul 22, 2026Fairlawn, OH
We worked with Jasmine today. She was friendly, professional, and thorough. She was compassionate and helpful, and did everything she could to get us approved! I would highly recommend!
Jul 22, 2026Pasadena, TX
I had the pleasure of speaking with Carrie Black today. She was very straightforward and knowledgeable. Made the whole entire process from start to finish very easy. Thanks so much.
Jul 22, 2026Plainfield, IN
It was a smooth process,but I wasn’t able to get the amount that I really needed but it is what is thankful for the help
Jul 22, 2026Levittown, PA
I had pleasant experience working with Briana Giles , Josh was a great assistance , & Chante Reevey was an amazing support . Mariner Finance was great to me today and I will definitely recommend to family and friends.
Jul 22, 2026Chester, VA
It was an easy process and I am pleased with the outcome.Thanks Lauren for being so helpful and knowledgeable about completing the process.
Jul 22, 2026Vero Beach, FL
Well, we're the trip to the Bahamas season, very good person.\nThere you go
Jul 22, 2026Janesville, WI
From start to finish they got me what I asked for and made the final process quicker then I thought it would take ,so im happy with this loan company in Modesto
Jul 22, 2026Modesto, CA
