Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 95,905 verified reviews.
Read all reviews
Jennifer was very helpful and pleasant. Mariner Finance is top notch. Great to work with their staff.
Sep 23, 2026Lake City, FL
Carol was very helpful and helping me with my goal. The staff is really nice there. Carmen also makes me feel like a person and not just a payment.
Sep 23, 2026Joliet, IL
Good service, everything was reviewed and explained , all my questions were answered, above all a well functioning establishment, would recommend to anyone who needs some financial assistance
Sep 23, 2026Bear, DE
Mariner Finance has always been there for me when I needed them. I can honestly say I can depend on Mariner Finance when I need help.
Sep 23, 2026District Heights, MD
They are awesome I will highly recommend them to anyone they will work with you
Sep 23, 2026Sedalia, MO
There is no better team of people that have the “heart” to help you. They are very personable and will do everything they can to help meet your needs. Kelly, Megan and Kevin are all awesome people and ready to help you!
Sep 23, 2026Danville, VA
My experience with Mariner was good. They offered prompt, courteous, friendly service. They called me to inform me of my approval, I didn’t have to badger them.
Sep 23, 2026Elgin, IL
I called in the morning and had my check by a little after noon. Very courteous and EFFICIENT..
Sep 23, 2026Effingham, IL
Very smooth experience. Very professional and Alfonso was awesome.
Sep 23, 2026Oak Lawn, IL
ALL OF YOU WERE GREAT IN SEEING TO MY NEEDS,AND WENT OUT OF YALLS WAY TO GET ME WHAT I NEEDED,I THANK EACH AND EVERYONE OF YALL AND MAY GOD ❤️ BLESS ❤️ YALL
Sep 23, 2026Reidsville, NC
Hilda Acosta has helped me twice with urgent funding this year. I am so grateful for help and kindness!
Sep 23, 2026Lebanon, IN
Mariner Finance personnel were very prompt, courteous, and easy to do business with!
Sep 23, 2026Clinton, MD
CJ the branch manager was fantastic! I would definitely recommend her to friends and family. Thanks CJ for working so quickly and professionally to get my loan done.
Sep 23, 2026Hixson, TN
