Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 82,316 verified reviews.
Read all reviews
The experience was good and the service was excellent and the workers were helpful and professional.
Mar 22, 2026Florence, SC
Quick approval and easy in and out service. I have used Mariner many times. Susan and Arnez are always very helpful.
Mar 22, 2026Shelby, NC
Very helpful, professional and friendly. They made my loan process so easy.
Mar 22, 2026Marion, OH
I had the opportunity to meet Noa. He was very professional and patient with me. He was my Angel. He got me the loan I need. Noa is the employee your company need. He is a rock star. Let him know I appreciate him.
Thanks!!
Mar 22, 2026Tomball, TX
Wonderful experience, processing my application was quickly done. Everything was clearly explained and questions answered.
Mar 22, 2026San Antonio W, TX
The representative who helped me was very courteous, nice, professional, and very attentive to making sure everything was ok with me i highly recommend friends and family to mariner finance keep up the good work
Mar 22, 2026Ontario, CA
It was great . very friendly associates and very helpful.A great place to get a loan.
Mar 22, 2026La Porte, IN
Mariner Finance is a great place to do business with, I would recommend it to everyone. And yes, good quality, good value, professional, and showed very good responsiveness to my needs. I have no regrets. They helped me out considerably, and did it with pure pleasure. I have been with them for years, and every time need them, they say "yes", and help me with a good blessing smile. If anyone need help, go to them, and tell them I recommend them to you.
Mar 22, 2026West Point, MS
The staff are very friendly,they work on your application & give an answer in a timely manner,also the office is very clean,smells good & they have music that soothes the soul
Mar 22, 2026Corpus Christi, TX
Lindsey was amazing as always I have dealt with Mariner finance for over 15 years and she what makes the store keep up the good work Lindsay ur awesome
Mar 22, 2026Hendersonville, NC
Very helpful staff and willing to take the extra steps to give me what I needed.
Mar 22, 2026Columbus, IN
Julianna was great, helped me a lot, and made the process smooth, simple, and clear!
Mar 22, 2026St. Charles, MO
Angela at the New Castle Branch is always super friendly and so easy to work with.
Mar 22, 2026New Castle, IN
