Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 83,813 verified reviews.
Read all reviews
It was great the lady stuck with us all the way up to the time that it was supposed to be closed.she just stuck with us until we got all the applications filled I want to thank her for that. you guys are awesome
Apr 12, 2026Ocala, FL
Praise The Lord I was Bless with this place she help me A lot . She made a way out of no way for me and for that I Thank God
Apr 12, 2026New Iberia, LA
It was a good experience with service and information that they share with you. There hospitality is very good, and they try to accommodate with what you need.
Apr 12, 2026Lugoff, SC
Katie and the rest of workers were very pleasant and helpful. Im not computer savvy and they really helped me.
Apr 12, 2026Vestal, NY
The process was fast and easy. This is not the 1st loan I have gotten from here and I know it won't be the last. Everything is explained in detail. The people are friendly and helpful. I have even recommended them to my granddaughter who also got a loan. I love this loan company. Always there when I need some help! 🙂
Apr 11, 2026Erie, PA
Exceptional customer service.
Application process and closing went smoothly with little delay.
Apr 11, 2026Chandler, AZ
Keith was beyond helpful and very easy to work with! Highly recommend.
Apr 11, 2026Timonium, MD
This is the second time I have used Mariner. The website and application are so easy to use and the follow-up call by the representative was icing on the cake. Thank you so much for giving me the ability to take care of an unfortunate situation.
Apr 11, 2026Oak Lawn, IL
Katherine fluke was extremely helpful and went above and beyond for me.
Apr 11, 2026Elyria, OH
Victoria was very pleasant and took time to explain the process in a professional and timely manner.
Apr 11, 2026NE Philadelphia, PA
I recommend anyone that needs a loan come see them. They are fast and easy to get. I was in and out in know time
Apr 11, 2026Mariner Finance, LLC - Corporate Roll-up
Thank you Geovana for your assistance! I greatly appreciate all the help. The process was super easy.
Apr 11, 2026McAllen, TX
I’m very grateful for your help and support, I thank the young lady Sasha who was very kind and helpful, she is a very nice person and will go a very long way in life, thank you so much again for your help, Angela Nance
Apr 11, 2026Roanoke, VA
