Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 80,656 verified reviews.
Read all reviews
Definitely would recommend they have been awesome with us helped us many times. Great staff super nice
Mar 02, 2026Heath, OH
You were very honest and helpful and upfront with all things you agreed to. Thank you so much Mary and James Brown
Mar 02, 2026Salem, OR
Very pleased with my service and the staff Taneeka Reed is very pleasant and knowledgeable great experience
Mar 01, 2026Mobile, AL
The agent was very professional courteous, as he conducted herself as a professional. Leslie i was greeted by the whole staff, which made me feel as customer and a person
Amanda dunn an exceptionally well done job and I commend her on her professionalism.
Thank you
Timothy Tucker
Mar 01, 2026Perrysburg, OH
Brent were very professional very polite and took his time going over the contract and explaining everything along the way on the contract before I signed it and he introduced me to the new manager of the branch which he was very polite and professional to
Mar 01, 2026Bradenton, FL
I am so glad I chose mariner financial to do business with the staff is so professional and friendly they did everything in their power to make sure my loan went through I would highly recommend this company to anyone thst needs a loan
Mar 01, 2026Hannibal, MO
Alicia is the BEST!! Makes everything easy to understand and goes the extra mile
Mar 01, 2026Bloomington, IL
I came in for a renewal of my loan and everything was very personable and friendly. My call to them is like speaking with family . Only thing is a little more money would have been better, but my credit score had dropped because the house was sold and I lost 168 points on my credit score. Again thanks to everyone. Lee was wonderful and very attentive. Nice personality for sure
Mar 01, 2026Hickory, NC
I would recommend Mariner Finance to everyone I know. Their customer service and knowledge is greatly appreciated. An affordable monthly payment and helping me to understand all my options. Thank you Mariner Finance
Mar 01, 2026Eastgate, OH
Jessica was polite, friendly, professional and able to complete the loan process quickly and efficiently. She was thorough making sure I understood everything before proceeding to next portion of the loan explanation. I was greated by staff personnel upon entrance to the branch. A very friendly atmosphere.
Mar 01, 2026Fairlawn, OH
Had a great experience and always have. Terry is always been great to work with
Feb 28, 2026Sanford, NC
Wonderful company. Polite and helpful employees. I highly recommend them for personal loan needs. Shout out to Shebonne in the Waco office for being a fantastic person!
Feb 28, 2026Waco, TX
Lexi was wonderful! She got my info to see if I qualified for loan. When i was qualified, she then quickly and effectively completed my application, sending me the info I needed to complete the loan All on the phone within +/-20 minutes!! I had some problems with my computer skills getting the needed info sent to her and she immediately assisted me thru it with such kindness. The whole loan process took less then an afternoon and my money will be DIRECTLY deposited w/I 3 days!!! I was, am impressed. Thank you Mariner Loans and especially big thank you to LEXI!!!
Feb 28, 2026Lebanon, MO
good knowledgeable people willing to work with you and help you oit
Feb 28, 2026Wilmington, NC
