Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 97,777 verified reviews.
Read all reviews
Excellent customer service and very quick appointment from Maria! I highly recommend Mariner.
Nov 05, 2026Pittston, PA
They were very nice and friendly got me in and out of there in a couple of minutes. Also explained things very easy to understand definitely recommend anyone to use them
Nov 05, 2026Lancaster, PA
I have been to others financial institutions and Jennifer the Agent that help me go through the paper work was sensational and pleasent and easy and clear. Thank you Jennifer
Nov 05, 2026Desoto, TX
Within 5 hours my loan was processed. Teresa at the Gladstone branch was professional and demonstrated an asset to Mariner Finance. Great customer service. I would highly recommend and return for any loan needs in the future.
Nov 05, 2026Gladstone, MO
First off, I appreciate Mariner Finance approving my loan and helping me out of a jam. Tracey was a joy to work with and we did the loan paperwork relatively quickly. Her co-workers and the office manager were equally delightful and brought me a lot of insight into the loan and some options I went with. I would have rated 5 stars but I had to return the next day as my file had been erased by the computer. I didn't mind but its a 45 minute drive one way down from the Plateau and I ended up waiting an additional 45 minutes for them to recreate the file which could have been done before I arrived at the agreed time, in my opinion. Again, these things happen and I am still pleased with my interaction with Mariner Finance. I highly recommend them. True story!
Nov 04, 2026Cookeville, TN
Friendly staff that goes above and beyond to help you get what you need.
Nov 04, 2026Huntsville, AL
I had the pleasure of meeting Amanda today. She was able to help me for financial needs. She was swift and very professional. Thank you
Nov 04, 2026Corinth, MS
Faith did a great job listening to my needs and tailored a solution that will work in my budget.
Nov 04, 2026Salem, OR
Jennifer Verbosky Assistant Branch Manager is an amazing asset to this profession of assisting people in achieving their goals. She took the time to find the best offer and was very knowledgeable in explaining the whole process in acquiring a loan. Her gentle nature made a stressful time in my life seem to be more approachable by setting up a plan to follow. I can't thank you enough for all of your help and kindness. You were definitely my angel in disguise. Jeanne Hook
Nov 04, 2026Toledo, OH
Jennifer Verbosky,was a great help with getting us setup with our loan I will always recommend your company for other individuals to use thank you very much.
Nov 04, 2026Toledo, OH
