Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 88,458 verified reviews.
Read all reviews
Aida González was very thorough and helpful with obtaining my loan for an unexpected emergency. She was able to convey what I needed with simplicity in an otherwise complex process for most customers. She really came through to help at the last minute. I would recommend her to anyone who follows her instructions in order to receive funds quickly.
Jun 12, 2026Des Plaines, IL
Great experience, fast and efficient service! Thank you Candice!
Jun 12, 2026Winchester, VA
Absolutely 💯 awesome service. Lauren goes above & beyond customer service, friendly, takes the time to explain all options that are available and does all that she can to get you approved 👍🏼 😀 👌🏻
Jun 12, 2026Russellville, KY
As a return customer. It was a pleasure to do business with Mariner again. Special thanks to Crystal, for all of her help in making the process successful.
Jun 11, 2026Shreveport, LA
Faith was very kind, helpful and respectful. She explained everything to me and help me understand.
Jun 11, 2026Salem, OR
MS LILLY THANK YOU SO MUCH FOR YOUR PATIENCE & KINDNESS. I CANT THANK YOU ENOUGH. YOU WERE VERY PROFESSIONAL & EXPLAINED EVERYTHING MORE THEN ONCE TO MAKE SURE I UNDERSTOOD & REASSURE ME THAT SHE DID NOT WANT ME TO FEEL OBLIGATED TO ANYTHING. AGAIN THANK YOU
Jun 11, 2026Pasadena, TX
The service was excellent. They understood my needs and gave great results. The process was very smooth and straightforward.
Jun 11, 2026Pensacola, FL
I got a pleasant greeting from the front desk she was nice and polite smiling told us a representative would be with us shortly the person who waited on us her name was Ebony she was also kind and polite she shook our hands with a smile she explained everything that we signed my experience was a pleasant one
Jun 11, 2026Tuscaloosa, AL
Whitney was excellent handling my transaction. She was very professional and explained everything. It was a outstanding experience. I will refer Mariner Finance to all my friends.
Thanks Again So much
Jun 11, 2026Charlotte, NC
My loan was handeled by Hannah, she was very professional and experienced. If you need money I would recommend reaching out to she if she can help.
Jun 11, 2026Gresham, OR
I was extremely pleased with the service that I received at the Tacoma office. I appreciate the very pleasant and courteous service I received from Ms. Sandy Abel, Assistant Branch Manager at this location. Ms. Abel made the process very easy to follow, informative and she explained the paperwork in a detailed manner. Thank you for service! Kudos to the entire Team.
Jun 11, 2026Tacoma, WA
The overall experience was great. The process was very smooth and easy. Brittani S. Was great to interact with. I will certainly recommend Mariner to others.
Jun 11, 2026Hilliard, OH
