Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 89,813 verified reviews.
Read all reviews
One Internet Entry. One Phone Call, And A Young Lady: "Ashley Walker", Handle My Dired Situation. Thanks Ashley W. You Are Signatured On, And Deserved Your Flowers
Jul 02, 2026Ross Township, PA
They really are a great place to do business with. The ladies that dealt with me were amazing and truly understanding.
Jul 02, 2026Montgomery, AL
Such friendly and caring staff, answered all my questions and the process was fast. Becky Cross is the best!
Jul 02, 2026N. Jacksonville, FL
They were professional, knowledgeable, with great customer service
Jul 02, 2026Lees Summit, MO
I have worked with Mariner several times over the years and the people are great!! Smart and compassionate. This past time I had a death in family and they helped me work though some things. The patience is incredible and really appreciated! They do above and beyond in Statesville 🌹
Jul 02, 2026Statesville, NC
Already had a loan with Mariner for a few months and had a financial crisis come up. When I called them they did everything they could to help me out and get me the amount I needed to cover my crisis.
Had a family emergency over the weekend and was in need of additional funds. Thanks to the great people in the Shiloh Office, there were able to get me additional funds to add to my loan in a matter of hours. They got me enough money that I was to take care of my emergency and I was able to pay off 2 smaller bills.
Jul 02, 2026Shiloh, IL
I had an excellent experience working with Kimberly at Mariner Finance. She was professional, friendly, and made the entire loan process easy to understand from start to finish. Kimberly took the time to answer all of my questions and worked hard to get me approved for a loan that met my needs. Her communication was great throughout the process, and I truly appreciated her patience and dedication. If you’re looking for someone who genuinely cares about helping customers and providing outstanding service, I highly recommend asking for Kimberly at Mariner Finance. Thank you again for all of your help!
Jul 02, 2026Statesville, NC
She got me in and out in less then 10 minutes love the customer service
Jul 02, 2026Peoria, IL
Super friendly, super professional, super fast. Brenda is very helpful, and so are the other employees who are there in the office.Thank you so much for your great help. Blessings.
Jul 02, 2026Oaklyn, NJ
Shelby is great to work with, very helpful, answers all your questions.
Jul 02, 2026Bloomington, IN
