Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 87,108 verified reviews.
Read all reviews
Berenice was very professional, polite and had an excellent experience
May 22, 2026Brownsville, TX
From Dave bach. Tyler was great. The process was easy and quick. My loan went to pay down debt. Thank you. Mariner finance.
May 22, 2026Vancouver, WA
Tenille Simpson helped me get my first loan ever. She made the process very easy to understand and had me out the door in no time. I truly feel lucky for her getting back to me before the other financial institutions did when I applied online.
As a construction worker, I get paid different wages depending on the work that I do. You can imagine figuring all that out can get complicated.
I applied for my loan, she called me within the hour and set up a time the next day to come in and complete the agreement. My credit is not great, but she didnt make me feel like I was a risk. It was like talking to a cousin. I felt comfortable and my nervousness (from being my 1st loan) dissapeared within minutes of sitting across the table from her.
Thank you Ms. Simpson. Hopefully I never need another loan, but if I do? You will be the only person I reach out to. Thank you Mariner Financial. I will be giving out her number to any of my coworkers who mention needing a loan in the future.
May 22, 2026St. Peters, MO
The entire process went well. Chante, Briana, and Bobbie were very helpful and professional.
May 22, 2026Chester, VA
Friendly atmosphere and very helpful Ashley Walker did a great job with all the paperwork going over it all with us and answering all of our questions I highly recommend her and mariner finance to anyone looking for loans
May 22, 2026Ross Township, PA
It was quick and easy. The people working there are quick and easy to work with. They go through everything and makes sure you have it all.
May 22, 2026Winston-Salem, NC
Staff are all very helpful and I got approve on the spot . Thank you Gus !
May 22, 2026Lemon Grove, CA
I have had great help from Mariner they have been a lifesaver for me each time that I have reached out to them-I would recommend them to all my friends and family if they were to need any kind of financial assistance or help of any kind. The staff are very friendly-helpful and knowledgeable. I want to thank them for the help and assistance that they have given to me.
May 22, 2026Knoxville - Harvest Mill, TN
Tina was very prompt and professional while assisting me to obtain a loan. Thank you!
May 22, 2026Ft. Oglethorpe, GA
Mark was able to help me out and was quick with service thank you
May 22, 2026Pottstown, PA
