Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 83,780 verified reviews.
Read all reviews
A little busy. A little wait, but staff was courteous and knowledgeable.
Apr 11, 2026Winterville, NC
Very profressional when I thought I was out they helped me highly recommend
Apr 11, 2026Wyomissing, PA
Angel is awesome and is very conscientious to your needs. He’s a very caring individual and I always Appreciate his help and courtesy. He is the best!!!
Apr 11, 2026Northfield, NJ
Tameka Sims was nothing shy of amazing and professional!! This was the most easiest and pleasurable loan experience I have ever had. She was polite and responsive and handled my situation with efficiency, quickness and care. Highly recommend!!
Apr 11, 2026Frederick, MD
Sierra Cassell, was amazing from start to finish, with assisting myself with an through the process of receiving a loan
Apr 11, 2026Concord, NC
Shaun was so helpful though the entire process. Answered every question and made everything extremely easy.
Apr 10, 2026Pottsville, PA
they were very nice and would tell all my friends plus my family
Apr 10, 2026Orange City, FL
Fast and friendly service. Got a decision within a half hour of calling. The paperwork was ready to sign when I got there. It took just a few minutes to sign and I was done. The staff there are very nice. I highly recommend them.
Apr 10, 2026Bloomsburg, PA
All went Great, smooth fast and they were pleasant there that was doing all the help and I really thanked them for that making you feel it ease as you’re doing it
Apr 10, 2026Moline, IL
Mariner Finance staff people are so helpful and friendly. They all deserve a raise.
Apr 10, 2026N. Charleston, SC
Applying for a loan here was seamless! My loan officer, Ashley, was friendly and professional! The loan closer, Margaret, had ten years of experience and could answer all of my questions! I felt so comfortable and welcome. And you sign the papers on a computer! I’ll be back if I ever have the need! Thank you!
Apr 10, 2026Clinton, MS
Joseph was very professional and accommodating. Even though there were 2 other employees there, seem like he was doing everything.
Apr 10, 2026Salisbury, NC
I went in and worked with Carol. She was so patient and understanding of my situation and offered all the help I needed. I truly do appreciate everything she did and I hope to come back and see her again. Thank you again, so much.
Apr 10, 2026Joliet, IL
Each occasion I have sought service with Marnier Finance I have been given the highest degree of service by the Manager Cole Alexander and his assistant Emily. It has been a very Professional service and each problem big or small is handled in Professional Manner. There's no problem to big or small they tackle and meet it with hard work and dedication..ty Marnier Finance for the fine service of the members in the Sedalia office
Apr 10, 2026Sedalia, MO
Very nice and fast just like always, and the ladies were awesome.
Apr 10, 2026Evansville, IN
Bailey was a delight to work with! Very professional! Definitely will be back!
Apr 10, 2026Dyersburg, TN
