Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 76,486 verified reviews.
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Best Loan Company I have worked with so far. If they can help you in any way, they'll do it. Highly recommend them. Thank you Lisa for everything you did to help us.
Dec 09, 2025Bristol, TN
Great service, at the last minute just before store closing hour of the day.
Dec 09, 2025Myrtle Beach, SC
The North Vernon Indiana office both Rachel and Melissa are very awesome. They treat us like family. We love you both. Thank you Melissa for helping us. You are an angel.Awesome experience always
Dec 09, 2025North Vernon, IN
Great people took care of my problems would not hesitate to recommend them to anybody
Dec 09, 2025Lebanon, TN
Fast and easy process. Ivana was so helpful during the process and I definitely recommend Mariner!
Dec 09, 2025El Paso W, TX
I like to gave a thank you to Mrs Ivana Robles. Very professional, and information was detailed.
Thanks you, and have a blessed carrer!
Dec 09, 2025El Paso W, TX
A very reasonable payment including and I got the money when I needed it most
Dec 09, 2025Huntsville, AL
Gema Enriquez assisted me. This was the second time and once again it was an easy process. She was very thorough, detailed and quick!
Dec 09, 2025El Paso W, TX
Was fine representative explained the process. Transaction went smooth. Was able to do everything over the phone.
Dec 09, 2025Troy, OH
The care I got I was very happy with the way Hilda Acosta took care of me on 12/9/26. She was so Kind and Caring and made sure I understood all the paperwork before I left .there and .I really appreciated that. I could not have went anywhere and been treated any better. She was wonderful, and I just want you guys to know that you have a wonderful employee there.so I appreciate it Thank you Hilda Acosta
Dec 09, 2025Lebanon, IN
Keith Engle was great. He made me feel comfortable and explained everything perfectly.
Dec 09, 2025Timonium, MD
