Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 77,793 verified reviews.
Read all reviews
My experience with this company was the best very knowledgeable and experience
Dec 30, 2025Lemon Grove, CA
Come to Mariner Finance to see Katherine Fluker for your loan needs. She did an Amazing Professional Job at providing me service! Great Job, Katherine! Thank you so much!
Dec 30, 2025Elyria, OH
The best loan officer i have had the privilege working with, so if you need a loan go see her, Rachael at Mariner Finance
Dec 30, 2025Hammond, LA
Christine Bach was so amazing with my first time experience of loans. Making me feel safe and comfortable. I would definitely be recommending to all who need.
Dec 30, 2025New Braunfels, TX
Edith Townsend was great! Highly recommend going to see her if you have any loan needs!
Dec 30, 2025Athens, TN
They were very informative and explained the processstep by step.
Dec 30, 2025Lancaster, PA
⭐️⭐️⭐️⭐️⭐️
Byronika at Mariner Finance was absolutely amazing! She was very polite and professional throughout the entire process. She called me immediately with my approval, and I was able to pick up my funds the same day. Everything was very smooth with no hassles at all. I was also having some issues sending documents through my email, and everyone was so helpful, patient, and accommodating in assisting me with getting everything together. Excellent customer service all around—highly recommend!
Dec 30, 2025Harvey, LA
Great experience. Kind and willing to do what needed to be done.
However, the process was a little lengthy. Overall, well done.
Dec 30, 2025Bristol, TN
The very best customer service and loan company branch. Yolanda went above and beyond to help my loan process. The whole office staff is professional and respectful. I wouldn't go anywhere else.
Dec 30, 2025Pasadena, TX
The lady that worked with me to push this through was amazing. She knew her job and handled it well. Whole process took less than an hour, awesome all around experience, Rosa was her name if I remember right, forgive me for forgetting, her personality was so positive and happy, I felt safe dealing with her
Dec 30, 2025Baytown, TX
