Online loans from the comfort of your home
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Online Loans: Do You Qualify?
Online Personal Loans†
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt††, or take a much needed vacation, an online loan may provide you with the funds you need. At Mariner Finance, we offer a simple application process for online loans that you can complete in minutes. Apply now to see if we have a customized loan solution for you!
How do online loans work?
Our online loans are convenient, and the application process can be quicker than applying in person. The process is simple:
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1
Choose an amount
You may qualify for a loan from $1,000 to $25,000
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2
Tell us about yourself
Name, address, SSN, employment status, income and home ownership
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3
Tell us how you plan to use your loan
Do you plan to make a purchase or consolidate debt?
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4
Agree to disclosure and consent
Provide your E-Signature and agree to application terms and conditions
Once your application is complete, we will review the information and let you know if you have an offer available.
Is an online loan right for you?
For those who qualify, an online loan may provide you with the needed funds for a wide range of projects and activities. They are also convenient with a quick application process.
Want to learn what might be right for you? You can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is personalized to your unique needs.
What are the benefits of an online loan with Mariner Finance?
- Access to funds for your specific needs
- Convenient at-home application process
- Personalized customer service
- Fixed interest rate and monthly payments
- Set payoff date
- 15-Day Satisfaction Guarantee**
How do I qualify for an online loan ?
Not all applicants will qualify for an end-to-end online loan, and approval will be determined based on your credit, income, and other information from your loan application. For applicants who do not qualify for an online loan, the application process can be completed in your branch office. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now†.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 88,448 verified reviews.
Read all reviews
Absolutely 💯 awesome service. Lauren goes above & beyond customer service, friendly, takes the time to explain all options that are available and does all that she can to get you approved 👍🏼 😀 👌🏻
Jun 12, 2026Russellville, KY
As a return customer. It was a pleasure to do business with Mariner again. Special thanks to Crystal, for all of her help in making the process successful.
Jun 11, 2026Shreveport, LA
Faith was very kind, helpful and respectful. She explained everything to me and help me understand.
Jun 11, 2026Salem, OR
MS LILLY THANK YOU SO MUCH FOR YOUR PATIENCE & KINDNESS. I CANT THANK YOU ENOUGH. YOU WERE VERY PROFESSIONAL & EXPLAINED EVERYTHING MORE THEN ONCE TO MAKE SURE I UNDERSTOOD & REASSURE ME THAT SHE DID NOT WANT ME TO FEEL OBLIGATED TO ANYTHING. AGAIN THANK YOU
Jun 11, 2026Pasadena, TX
The service was excellent. They understood my needs and gave great results. The process was very smooth and straightforward.
Jun 11, 2026Pensacola, FL
I got a pleasant greeting from the front desk she was nice and polite smiling told us a representative would be with us shortly the person who waited on us her name was Ebony she was also kind and polite she shook our hands with a smile she explained everything that we signed my experience was a pleasant one
Jun 11, 2026Tuscaloosa, AL
Whitney was excellent handling my transaction. She was very professional and explained everything. It was a outstanding experience. I will refer Mariner Finance to all my friends.
Thanks Again So much
Jun 11, 2026Charlotte, NC
My loan was handeled by Hannah, she was very professional and experienced. If you need money I would recommend reaching out to she if she can help.
Jun 11, 2026Gresham, OR
I was extremely pleased with the service that I received at the Tacoma office. I appreciate the very pleasant and courteous service I received from Ms. Sandy Abel, Assistant Branch Manager at this location. Ms. Abel made the process very easy to follow, informative and she explained the paperwork in a detailed manner. Thank you for service! Kudos to the entire Team.
Jun 11, 2026Tacoma, WA
The overall experience was great. The process was very smooth and easy. Brittani S. Was great to interact with. I will certainly recommend Mariner to others.
Jun 11, 2026Hilliard, OH
Stephanie was great & easy to work with👍🏻 Responsive &
accommodating w/our time as well.
Jun 11, 2026Chalfont, PA
Transaction(s) were all conducted professionally with customer service focused.
Jun 11, 2026San Fernando, CA
Outstanding customer service ! Dallas was very helpful and explained everything in detail . She even went above and beyond helping us with knowledge of how to raise our credit .
Highly recommend Mariner Finance
Jun 11, 2026New Braunfels, TX
