Unexpected Expenses for when life happens
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
Prepare for what you can't predict:
Unexpected Expenses†
Life is unpredictable and can throw unforeseen financial challenges your way. Whether it’s a medical emergency, vehicle repair, or unanticipated home repair, unexpected expenses can derail your personal finances. Whatever the circumstance, a personal loan for unexpected expenses may help you manage life’s little surprises.
How does an Unexpected Expense Loan work?
A loan for unexpected expenses from Mariner Finance could provide from $1,000 to $25,000 to help with your current financial needs. Once approved, you decide how to spend the funds.
What expenses can I cover?
You can cover a wide range of unexpected costs with this loan. Some examples include:
- Emergency medical bills
- Home repairs
- Vehicle repairs
- Funeral expenses
- Legal fees
Is an Unexpected Expense Loan right for you?
Unexpected expenses can wreak havoc on your financial stability. If you’re presented with an unforeseen financial hurdle, a personal loan for unexpected expenses may help you overcome it and get you back on track. Applying is simple, you can apply online, by phone, or at your local Mariner Finance branch. Our professional team members provide excellent customer service that is customized to your unique needs.
What are the benefits of an Unexpected Expense Loan with Mariner Finance?
- Access to funds for urgent needs
- Simple application process
- Personalized customer service
- Payment options
- Fixed interest rate and monthly payments
How do I qualify for an Unexpected Expense Loan?
Loan approval will be determined based on your credit, income, and other information from your loan application. Loan amounts and terms may vary based on state-specific requirements. Tell us how much you’d like to borrow and apply now.
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 96,081 verified reviews.
Read all reviews
My experience with the Hilliard Mariner Finance was great.
Alex was very professional and answered all of my questions. The process was simple and easy to follow. Thank you so much.
Sep 25, 2026Hilliard, OH
Stacy worked with to get a small loan,it was a pleasure working with her.
Sep 25, 2026Wytheville, VA
Tameka BRIGHTENED my day with her Smile/Personality!!!
Sep 25, 2026Frederick, MD
Great experience with Rachel for my car loan! Very flexible with availability and she's very kind and personable.
Sep 25, 2026Columbus, IN
Sandra was very smart and helpful, great service and friendly.
Sep 25, 2026San Fernando, CA
I had a wonderful experience with Mariner Finance! The process was smooth, professional, and stress-free. A special thank you to Ms. Amore for her amazing service. She was friendly, helpful, knowledgeable, and truly went above and beyond to make sure everything was taken care of. I really appreciate her patience and excellent customer service. Highly recommend Mariner Finance!
Sep 25, 2026Norfolk, VA
We have been using Mariner for over 10 years. Always get amazing and quick service. Amy was wonderful to work with.
Sep 25, 2026Alton, IL
Kelly did awesome she saved me a big mess with financial consolidation Thank You Kelly ❤️ this is an addition attitude of this I had to come back and Kelly was so awesome she helped me get the more money that I needed I've learned the lesson don't mess with other credit unions go here they look out for you 🙏❤️
Sep 25, 2026Bloomington, IL
Latoya is the best got me in and out. Very professional.
Sep 25, 2026Montgomery, AL
Love Mariner for helping me multiple times! Crystal is the sweetest and best! I will definitely continue to do business with them!
Sep 25, 2026Grove City, OH
Shekinah was very professional and thorough. She treated us as special customers because we are repeat customers. Thank you for all you do to help people out when they are struggling financially.
Sep 25, 2026Raleigh, NC
Ashley and Jeremy are a Wonderful Asset to Mariner.We got things done in a quick timely manner...
Sep 25, 2026Pittston, PA
Love working with Mariner, everyone is so personable and helpful!
Sep 25, 2026Federal Way, WA
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