Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 88,263 verified reviews.
Read all reviews
David did a great job and explained the whole process in detail and the customer service is amazing. David adjusted his schedule for me to come in and work with them and I appreciate that a lotHighly recommended.
Jun 10, 2026West Tampa, FL
Candace is always a pleasure at the front. True blessing helped me today quick and so sweet thank you
Jun 10, 2026Harvey, LA
Very friendly people that work there help you if that can great place to get a loan
Jun 10, 2026Louisville, KY
There are no words to describe how compassionate this place is towards customers or potential ones
Jun 10, 2026Parma, OH
Rosa at Mariner Finance is absolutely exemplary. She is quick, professional, and makes the entire process comfortable and stress-free. She is knowledgeable, competent, and never makes you feel judged. Rosa takes the time to help and ensure you understand everything. If you're looking for someone who truly cares and provides outstanding service, she is the best person to help you. I highly recommend Rosa!
Jun 10, 2026Baytown, TX
I really like the service I received at Mariner Finance. The staff are so caring. They make you feel like family.
Jun 10, 2026Sumter, SC
Customer service was excellent. Everything was taken care of in advance. It only took minutes to come to the office and sign the paperwork and we were done. Amanda definitely goes far and above what’s needed to satisfy the customers needs. Thank you for a wonderful experience.
Jun 10, 2026Bel Air, MD
The office assistant was very helpful..got all the paperwork done efficient.
Jun 09, 2026Miamisburg, OH
Sandra Baez was very helpful in understanding acquiring my loan
Jun 09, 2026San Fernando, CA
Amanda was great to work with. All information given to me was accurate. Amanda was very professional. Process was quick and easy.
Jun 09, 2026Spring, TX
Every time I've gone to Mariner finance for extra funding it has always been a great experience.
Jun 09, 2026Union, NJ
Robin Jones took care of us today. She was able to provide us with several options. Robin also gave us excellent customer service. It was a pleasure and a delight meeting her and getting more than we expected. Awesome experience!
Jun 09, 2026Cumming, GA
Amazing service! Fast and professional. Dallas was extremely helpful and patiently guided me through the loan process. Very happy with my experience here!
Jun 09, 2026New Braunfels, TX
Maria C. From the pittston office
was absolutely wonderful through the entire process.
Jun 09, 2026Pittston, PA
Amanda and Dana were amazing. They got me in and out with no issues
Jun 09, 2026Harrisburg, IL
Joan was very helpful and the process was easy and smooth very nice lady I would highly recommend her.
Jun 09, 2026York, PA
