Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 92,559 verified reviews.
Read all reviews
We are very happy with our loan and payments. We received a check in mail and was offered more money! The Account Representative Yailyn Madrid was super helpful, kind and professional!
Aug 09, 2026Conroe, TX
They were great! Angela was able to get us funding the same day we applied.
Aug 09, 2026Madison, WI
The women that work there have wonderful customer service and explain things very well and are very helpful especially the Lady Grace. Their help and assistance is absolutely wonderful. They have great customer service.
Aug 09, 2026Kissimmee, FL
Zahara gave great customer service. She was knowledgeable patient overall it was a great experience an easy process. Thank you for your service.
Aug 09, 2026Mariner Finance, LLC - Corporate Roll-up
We had a great experience with Mariner Finance . The manager Varesha Williams was very helpful and got us the money we needed to consolidate our loans at a payment that worked well for our budget. I would recommend Mariner Finance in Norman Oklahoma to anyone that needs a loan .
Aug 09, 2026Norman, OK
Absolutely the best place to go for any financial help. They were very fair and treated me with the utmost respect..
Aug 09, 2026Fairlawn, OH
As a current customer, I received an invitation to apply. Process was simple and quick. The staff at our local office were friendly, professional and went above and beyond to facilitate the loan. A million thumbs up ! 👍
Aug 09, 2026Vancouver, WA
My loan specialist was very professional in working with me about the loan I received. She did a very good job. She's one of the best. Thanks you again.
Aug 09, 2026Brookfield, WI
We had a great experience, they were very helpful , explained everything and answered all my questions, would recommend to everyone. They helped me when I really needed it, Always friendly and helpful.
Aug 09, 2026Pottsville, PA
Mrs Anna Marie is The Absolute Best 🙂♥️
Please Thank Her for us And Thank You Mariner
Donna and I Are So Very Happy The Way we Were Treated and How Professional and Fast Your Team Was able to Help us …. Thank You
Bravo Mariner and Anna Marie BRAVO 👍🏿
Aug 09, 2026District Heights, MD
Went to them for a quick loan for home repair.was surprised how easy and simple it went.i will use them again it need arises.also wanted to give a shout out and thanks to Miranda for expert and friendly help thru the process.she kept me informed,showed me different options for my loan and then processed it for me.she is an asset to mariner.
Aug 09, 2026Manassas, VA
Great and friendly aervice. Was in and out in about 15 minutes. Would recommend them to everyone.
Aug 09, 2026Louisville, KY
